• Business Funding Up To $3 Million
  • Affordable Daily/Weekly Payments
  • Early Payback Discount Incentives
  • As Low As 1.29 Deal Factor Rates
  • Terms Vary Extending Up To 2 Yrs

Note: Merchant Cash Advances or MCAs are not traditional business loans rather a B2B cash transaction in which a business sells a percentage of company future incoming revenue (ex. account receivables, bank deposits or credit card sales) to a commercial funder in exchange for "upfront working capital". Repayment of these funding transactions are accomplished by way of automatic deduction from a company’s credit card sales or banking deposits via daily or weekly ACH payments.
  • Business Funding Up To $300,000
  • Affordable Daily/Weekly Payments
  • Early Payback Discount Incentives
  • As Low As 1.39 Deal Factor Rates
  • Consolidate Up To 5 Stacked MCA 

Businesses with multiple MCAs in place can find it challenging from a cash flow perspective to balance their daily and/or weekly payment obligations. An MCA Reverse Consolidation helps business owners pay off their current MCA positions without default, which opens up cash flow for other crucial business needs.

Each week on Monday/Tuesday funder will deposit the complete amount of your current daily and/or weekly MCA payments into your business bank account throughout the term of the Reverse Consolidation contract.

"The business in turn, will make a reduced single regular daily payment or one reduced single weekly payment (Monday through Friday if daily or Thursday/Friday if weekly) with an extended term to cover complete costs of the Reverse Consolidation funding".

The advantage of this solution is that the Reverse Consolidation is for a longer term and at a better rate than your current MCAs. This approach allows your business to meet its current MCA responsibilities, loosen up cash flow while paying back the Reverse Consolidation with more favorable numbers.

In some cases, funder may offer a build-in of additional working capital into the Reverse Consolidation structure to help recharge your short-term cash flow and revenue growth. Our Reverse Consolidation solutions can produce 'instant' payment discounts ranging from 25-60% of what you are currently paying out depending on the consistency and strength of overall MCA payment history and average proven routine daily/weekly revenue.